by Glen | Mar 27, 2023 | Atlanta Hard Money, Atlanta Private Lending, Colorado Hard Money, Colorado private lender, commercial hard money, Commercial Lending valuation, commercial private lending, commercial property trends, Denver Hard Money, Denver private Lending, General real estate financing information, Georgia hard money, hard money, if there is a recession what happens to real estate, interest rates, mortgage rates
As a private lender, my call volume and closings the first quarter have been off the charts as borrowers fall out of more conventional products. This trend is now playing out with the Mortgage Credit Availability Index showing substantial tightening of credit for all...
by Glen | Mar 13, 2023 | 2023 real estate prediction, 2023 real estate predictions, Atlanta Hard Money, Atlanta Private Lending, Bank failures, CO hard money, Colorado Hard Money, Colorado private lender, Denver Hard Money, Denver private Lending, Georgia hard money, Government Bailout, Hard Money Lending, Housing Price Trends / Information
Over 48 hours two banks failed for very different reasons. There is a saying in banking that when rates rise and easy money runs out, we will find the skeletons that have been lurking in plain sight. Are we in for a 2008 rerun? What caused the sudden...
by Glen | Mar 6, 2023 | Atlanta Hard Money, Atlanta Private Lending, Atlanta real estate trends, CO hard money, Colorado Hard Money, Colorado private lender, Colorado ski lending, Denver Hard Money, Denver private Lending, General real estate financing information, Georgia hard money, interest rates, mortgage rates, private lender, Private Lending, Property Valuation, Real Estate economic trends, real estate investing, Real estate Valuation, Realtor, recession, recession impact on real estate
In only a couple of months, the world has changed substantially. In December, inflation was supposedly decreasing rapidly and the odds of a soft landing were non existent. Fast forward a few months and inflation is running hot, consumers are spending like crazy,...
by Glen | Feb 27, 2023 | Atlanta Hard Money, Atlanta Private Lending, Atlanta real estate trends, CO hard money, Colorado Hard Money, Colorado private lender, Colorado ski lending, commercial hard money, Denver Hard Money, Denver private Lending, Georgia hard money, interest rates, mortgage rates, Private Lending, real estate investing, real estate taxes, Real Estate Trends, Real estate Valuation, recession impact on real estate, Residential hard money
Beginning in March of 2023, Freddie Mac, the largest buyer of mortgages is drastically changing the seasoning requirements for any loans it purchases which basically means any new conventional conforming loan will have to follow the new rules. What big changes are...
by Glen | Feb 20, 2023 | 2023 real estate prediction, 2023 real estate predictions, 90s real estate recession, Atlanta Hard Money, Atlanta Private Lending, Atlanta real estate trends, Colorado Hard Money, Colorado private lender, Colorado ski lending, Colorado ski real estate, Denver Hard Money, Denver private Lending, General real estate financing information, Georgia hard money, Hard Money Lending, hard money loans, Housing Price Trends / Information, how will real estate prices be impacted by falling stocks
Purchasing power from paychecks fell 2.9% for middle-income households in 2022 compared with 2021, while rising 1.5% for the bottom fifth of households and 1.1% for the top, according to the Congressional Budget Office study. Furthermore, nearly 40 percent of...