FHA tightens the reigns, Banks pull back should you be worried?

FHA tightens the reigns, Banks pull back should you be worried?

The Federal housing administration over the last several years has been quietly easing the lending standards to increase home ownership.  Montgomery, the director of the FHA, did an abrupt change this month tightening standards “to maintain a better balance of...
Market correction? Apple down 20%, Treasuries rise, Real Estate invited to the party?

Market correction? Apple down 20%, Treasuries rise, Real Estate invited to the party?

I hope everyone had a great Thanksgiving.  Unfortunately, the market plunge hasn’t helped get many folks into the Holiday Spirit!  What is driving the recent market correction?  Is this a bump or a real problem?  Is this all driven by the fed? Is real estate the next...
Who is right you or the fed?

Who is right you or the fed?

Is the bond market or federal reserve correct on the future of interest rates?  Beyond 2019 there is huge disagreement.  The Federal reserve has relayed that future tightening will continue, but the markets aren’t buying it.  The bond market is predicting that a rate...
Ready to go upside down? 4 vs 3; impact on real estate

Ready to go upside down? 4 vs 3; impact on real estate

The economy is in for a bit of a ride!  The federal reserve in their last meeting changed their tone signaling two more rate increases this year as opposed to one bringing the total rate increase to four.  Why is this change in tone important?  What does this have to...