Hard Money Lending: the new game in town

As I’m sure you have heard conventional lenders are not lending to most borrowers for various reasons.  To get a conventional loan borrowers have to jump through many more hoops for a very straightforward loan.  If a borrower cannot fully show their income there is no hope with a conventional lender.  For example if someone were self employed they can almost forget a conventional loan.  What is a borrower to do that is financially capable of a loan?

Hard Money Lenders:

Hard Money lenders are no longer the lenders of last resort.  They are one of the few groups with cash available to lend.  A hard money lender, since they are typically not banks, has the capability to do loans that conventional lenders no longer can fund.

How is Fairview different than other hard money lenders?

Hard Money lending is the wild west of lending.  It is largely unregulated so borrowers & brokers need to beware.  Many hard money lenders charge up front fees and basically make a large portion of their profit on these fees.  Fairview is different;   Fairview never charges upfront fees or other due diligence fees prior to loan commitment.  Fairview strictly lends its own money so when you call you talk directly to the lender.

How can I learn more about hard money lending?

Fairview has multiple websites with an abundance of information on hard money loans and hard money lenders:

fairviewlending.com : General information on hard money lenders; hard money questions, and hard money information

www.cohardmoney.com: Denver Colorado hard money lenders

www.georgiahardmoney.com: Atlanta Georgia hard money lenders