by Glen | Jul 30, 2019 | General real estate financing information, hard money, Hard Money Commercial Lending
Fitch Ratings, one of the big three rating services (the other two are Moody’s and Standard and Poors) announced big changes to their pricing models that rates mortgage securities. What is changing? Why is this change so impactful? Why will commercial and...
by Glen | Jul 5, 2019 | General real estate financing information, Hard Money Commercial Lending
If you have closed any real estate loan since 2003, you have over a 25% chance you were impacted. First American, the second largest title insurance company in the United States handling over 26% of all closings, announced a data breach that exceeds anything we have...
by Glen | Jun 4, 2019 | Atlanta Hard Money, Atlanta Private Lending, Colorado Hard Money, Commercial Lending valuation, Denver Hard Money, Denver private Lending, General real estate financing information, Hard Money Commercial Lending, Hard Money Lending, Housing Price Trends / Information
We keep hearing that the spring real estate season is just around the corner, yet the April housing numbers came out showing a 4.4% decline from 2018 and continuing a downward trend of declining sales for the 14th straight month. What is driving this trend? What are...
by Glen | May 31, 2019 | General real estate financing information, Housing Price Trends / Information, News, Private Lending, Property Valuation, Real Estate economic trends, Real Estate Trends, Real estate Valuation, Residential hard money
Federal Reserve Chairman Powell recently announced that inflation is transitory. Sound familiar? Janet Yellen, the prior fed chair, used this same term 2017 and 2018. Seems like we are in an extended “transit”. Why? Are we headed for the next...
by Glen | May 2, 2019 | General real estate financing information, Hard Money Commercial Lending, Housing Price Trends / Information, Real Estate Trends, Real estate Valuation
GDP numbers came in great far exceeding expectations at 3.2%. President Trump tweets “we knocked it out of the park”. At the same time inflation remains low/nonexistent which has enabled mortgage rates to fall over 1%. Even with all this good news, home sales...
by Glen | Apr 18, 2019 | General real estate financing information, Hard Money Commercial Lending, Hard Money Lending, Housing Price Trends / Information
Recently zestimates have been on an upward trajectory, far outpacing typical gains in the market (the graph above shows a 50% increase in two years). Why is the zestimate suddenly increasing? Why is it increasing so rapidly? Is the zestimate really the market value? ...