by Glen | Jan 29, 2018 | Commercial Lending valuation, Housing Price Trends / Information
We’ve recently watched the federal reserve raising short term interest rates while the 10-year treasury barely moved. Inflation expectations are low, but suddenly 10-year treasuries began moving drastically higher climbing to a 10-month high and mortgage rates...
by Glen | Jan 19, 2018 | Commercial Lending valuation, Real estate Valuation
Really? According to a recent research paper by two University of Mississippi professors, they found legalization of marijuana leads to a 6% increase in values in cities in Colorado compared to municipalities that did not legalize marijuana. They conclude being close...
by Glen | Jan 3, 2018 | Commercial Lending valuation, Property Valuation
Is Georgia a good indicator of the overall national real estate economy? From the graph above Georgia is trending in lockstep with the national average of delinquencies. What can this tell us? The graph comes from new federal database by the CFPB that tracks...
by Glen | Dec 10, 2017 | Commercial Lending valuation, residential lending valuation, Uncategorized
I was recently looking at a property to lend on just west of Denver. The borrower paid 3m cash for the property a few months ago. He requested a loan of 750k. Sounds like a no brainer loan as the property was in a great location. There was one problem that the...
by Glen | Oct 18, 2017 | Commercial Lending valuation
Can the animals predict our next “storm”? Should we all be listening to our “primal” instincts a bit more? We probably should. I was doing a long trail run last week in the Colorado backcountry outside of Steamboat Springs, Colorado. On my run, I saw tons of...
by Glen | Aug 31, 2017 | Commercial Lending valuation, Housing Price Trends / Information
One home in Houston valued at 115k flooded 16 times in 18 years netting the homeowner 800k! Did you know that in highly damaged areas in Houston only 15% of property owners had flood insurance! How does Houston impact every real estate owner and taxpayer? Could the...