Banks new motto: Survive until 25, what does this mean for real estate

Banks new motto: Survive until 25, what does this mean for real estate

  There is a new mantra being used in small/regional banks that is “survive until 2025”.  In essence the theory is that rates will drop precipitously and basically “bail out” many banks’ portfolios.  This includes treasury holdings that are underwater, commercial...
Buy vs rent: 70% more expensive. What About Real Estate Prices?

Buy vs rent: 70% more expensive. What About Real Estate Prices?

  There is a huge premium to buying a property compared to renting.  It is now 70% more expensive to buy vs rent a property, which is considerably higher than at any time in the last fifty years.  What is causing the large divergence in renting vs buying?  What...
Buy vs rent: 70% more expensive. What About Real Estate Prices?

70 Percent more expensive to buy vs rent.  What does this mean for real estate prices?

There is a huge premium to buying a property compared to renting.  It is now 70% more expensive to buy vs rent a property, which is considerably higher than at any time in the last fifty years.  What is causing the large divergence in renting vs buying?  What does...
Interest rates jump again, are they really going to decline this year?

Interest rates jump again, are they really going to decline this year?

As suspected the March consumer price index came in hotter than expected which should be no surprise to anyone buying groceries, going out to eat, or traveling, everything is considerably more expensive and there continues to be insatiable demand.  What does this mean...
Clearest sign yet commercial real estate is in big trouble

Clearest sign yet commercial real estate is in big trouble

Foreclosures are surging in a risky corner of commercial real-estate finance, offering one of the most profound signs yet that turmoil in the commercial property market is just beginning.  Lenders this year have issued a record number of foreclosure notices for...
Lock in effect thawing: more houses coming on the market

Lock in effect thawing: more houses coming on the market

There is a theory that locked in low mortgage rates will force owners to stay in their houses.  This has led to a huge shortage of inventory throughout the country.  Why is the “lock in effect” starting to wind down?  What does this mean for real estate prices over...