by Glen | Mar 24, 2025 | 2025 mortgage rates, 2025 real estate predictions, 90s real estate recession, Atlanta Hard Money, Atlanta Private Lending, Colorado Hard Money, Colorado private lender, Denver Hard Money, Denver private Lending, Georgia hard money, interest rates, mortgage rates
In almost every real estate advertisement I receive, there is a common theme that prospective buyers should not focus on the rate as they will be able to refinance relatively soon at a much lower rate. How true is this theory? (hint anyone who bought into...
by Glen | Mar 17, 2025 | 2025 real estate predictions, Atlanta Hard Money, Atlanta Private Lending, CO hard money, Colorado Hard Money, Colorado private lender, Denver Hard Money, Denver private Lending, Georgia hard money, Hard Money Lending, hard money loans, Housing Price Trends / Information, interest rates, mortgage rates
Look at the graph above, what has caused my closing to surge in 2025 while overall real estate closing volumes have plummeted? What does this mean for real estate? Don’t get me wrong, I like to think the surge in closings is because I’m an amazing lender and a great...
by Glen | Mar 10, 2025 | 2024 mortgage rates, 2025 mortgage rates, Atlanta Hard Money, Atlanta Private Lending, Colorado Hard Money, Colorado private lender, credit score, Denver Hard Money, Georgia hard money
Wow, look at the huge increases in credit scores over the last 15 years. This has occurred even as student debt, auto debt, and credit card debt have all surged. Has the US all the sudden become much more credit worthy or has something else changed? What does this...
by Glen | Feb 10, 2025 | Atlanta Hard Money, Atlanta Private Lending, Brokering Loans to Fairview, Closing, Colorado Hard Money, Colorado private lender, Denver private Lending, Georgia hard money, Government Bailout, Housing Price Trends / Information, Housing shortage, Other Questions, Process/Loan Submittal, Program Details, Property Insurance, property taxes, Property Valuation, Questions Regarding Fairview, Underwriting/Valuation
I took the pic above of a house after a small fire in CO. I’m amazed the house had made it. Unfortunately thousands of property owners in LA are not as lucky. The recent fires in LA are estimated to cost upwards of 50 billion making it one of the costliest...
by Glen | Feb 3, 2025 | 2024 mortgage rates, 2025 mortgage rates, 2025 real estate predictions, 90s real estate recession, Atlanta Hard Money, Atlanta Private Lending, Atlanta real estate trends, CO hard money, Colorado Hard Money, Colorado private lender, Denver Hard Money, Denver private Lending, Georgia hard money, Other Questions, Process/Loan Submittal, Program Details, Questions Regarding Fairview, Realtor, Underwriting/Valuation
Wow, 2024 was definitely a surprise, at the beginning of the year, there were huge predictions of a rapid decline in rates, fast forward to 2025 and now rates are actually rapidly increasing even after the federal reserve cut short term rates. Why are rates...
by Glen | Jan 27, 2025 | CO hard money, Colorado Hard Money, Colorado private lender, Colorado ski real estate
Take a look at this chart above, focus on the bottom two lines, in Pink is Vail (MTN) and in Green is Target (TGT). Why are they trending the same way? Now look at the purple line Costco, notice a huge divergence? What type of skier/snowboarder are you? What does...
