by Glen | Mar 24, 2025 | 2025 mortgage rates, 2025 real estate predictions, 90s real estate recession, Atlanta Hard Money, Atlanta Private Lending, Colorado Hard Money, Colorado private lender, Denver Hard Money, Denver private Lending, Georgia hard money, interest rates, mortgage rates
In almost every real estate advertisement I receive, there is a common theme that prospective buyers should not focus on the rate as they will be able to refinance relatively soon at a much lower rate. How true is this theory? (hint anyone who bought into...
by Glen | Mar 17, 2025 | 2025 real estate predictions, Atlanta Hard Money, Atlanta Private Lending, CO hard money, Colorado Hard Money, Colorado private lender, Denver Hard Money, Denver private Lending, Georgia hard money, Hard Money Lending, hard money loans, Housing Price Trends / Information, interest rates, mortgage rates
Look at the graph above, what has caused my closing to surge in 2025 while overall real estate closing volumes have plummeted? What does this mean for real estate? Don’t get me wrong, I like to think the surge in closings is because I’m an amazing lender and a great...
by Glen | Mar 10, 2025 | 2024 mortgage rates, 2025 mortgage rates, Atlanta Hard Money, Atlanta Private Lending, Colorado Hard Money, Colorado private lender, credit score, Denver Hard Money, Georgia hard money
Wow, look at the huge increases in credit scores over the last 15 years. This has occurred even as student debt, auto debt, and credit card debt have all surged. Has the US all the sudden become much more credit worthy or has something else changed? What does this...
by Glen | Feb 24, 2025 | 2025 real estate predictions, Atlanta Hard Money, Atlanta Private Lending, Atlanta real estate trends, Brokering Loans to Fairview, Closing, CO hard money, Colorado Hard Money, Denver Hard Money, Denver private Lending, Georgia hard money, Other Questions, Process/Loan Submittal, Program Details, Questions Regarding Fairview, Real Estate economic trends, Realtor, Underwriting/Valuation
Higher income consumers are showing signs of stress. Look at the chart above, from the peak in 2022 higher end consumers intent to spend has dropped almost 25%. What does the chart mean for real estate and the general economy? Why focus on higher end consumers?...
by Glen | Feb 17, 2025 | Atlanta Hard Money, Brokering Loans to Fairview, Closing, Colorado Hard Money, commercial hard money, commercial private lending, commercial property trends, Denver Hard Money, Georgia hard money, Other Questions, Process/Loan Submittal, Program Details, Questions Regarding Fairview, Realtor, Underwriting/Valuation
The bank mantra over the last 3 years has been survive until 2025. 2025 is when bankers were predicting a sharp decline in rates that would ultimately bail out the beleaguered commercial property market. Here we are at the dawn of 2025 and 10 year treasuries and...
by Glen | Feb 10, 2025 | Atlanta Hard Money, Atlanta Private Lending, Brokering Loans to Fairview, Closing, Colorado Hard Money, Colorado private lender, Denver private Lending, Georgia hard money, Government Bailout, Housing Price Trends / Information, Housing shortage, Other Questions, Process/Loan Submittal, Program Details, Property Insurance, property taxes, Property Valuation, Questions Regarding Fairview, Underwriting/Valuation
I took the pic above of a house after a small fire in CO. I’m amazed the house had made it. Unfortunately thousands of property owners in LA are not as lucky. The recent fires in LA are estimated to cost upwards of 50 billion making it one of the costliest...
