by Glen | Feb 26, 2024 | 2024 mortgage rates, 2024 real estate predictions, 90s real estate recession, Atlanta Hard Money, Atlanta Private Lending, Atlanta real estate trends, Bank failures, CO hard money, Colorado Hard Money, Colorado private lender, commercial hard money, Denver Hard Money, Denver private Lending, Georgia hard money, Government Bailout, Housing Price Trends / Information
There is a theory that locked in low mortgage rates will force owners to stay in their houses. This has led to a huge shortage of inventory throughout the country. Why is the “lock in effect” starting to wind down? What does this mean for real estate prices over...
by Glen | Jan 22, 2024 | 2024 mortgage rates, 2024 real estate predictions, 90s real estate recession, Atlanta Hard Money, Atlanta Private Lending, Bank failures, CO hard money, Colorado Hard Money, Colorado private lender, Commercial Lending valuation, Commercial Loan Servicing, commercial private lending, commercial property trends, Denver Hard Money, Denver private Lending, General real estate financing information, Georgia hard money, hard money loans, Housing Price Trends / Information
It is interesting that the market continues to focus on interest rates and employment as the barometer for the economy while totally ignoring one metric. As a lender I just did a year end analysis on our portfolio and one metric jumped off the page increasing...
by Glen | Dec 25, 2023 | 2024 mortgage rates, 2024 real estate predictions, Atlanta Hard Money, Atlanta Private Lending, Atlanta real estate trends, Bank failures, CO hard money, Colorado Hard Money, Colorado private lender, commercial property trends, Denver Hard Money, Denver private Lending, Georgia hard money
Before getting into my predictions, the chart above is indicative of the mixed signals in the economy. Prices are rising on cardboard due to increased consumer demand. How is demand for cardboard rising if consumer spending is slowing along with inflation? The answer...
by Glen | Oct 30, 2023 | 2023 real estate prediction, Atlanta Hard Money, Atlanta Private Lending, Atlanta real estate trends, Bank failures, CO hard money, Colorado Hard Money, Colorado private lender, Denver Hard Money, Denver private Lending, Georgia hard money, Hard Money Commercial Lending, Housing Price Trends / Information, interest rates, mortgage rates
Housing industry urges Fed to stop raising rates, does it even matter? Top real estate and banking officials are calling on the Federal Reserve to stop raising interest rates as the industry suffers through surging housing costs and a “historic shortage” of available...
by Glen | Oct 16, 2023 | 2023 real estate predictions, 2024 mortgage rates, Atlanta Hard Money, Atlanta Private Lending, Bank failures, Colorado Hard Money, Colorado private lender, commercial private lending, commercial property trends, Denver Hard Money, Denver private Lending, Government Bailout, Hard Money Lending, hard money loans, Housing Price Trends / Information, how will real estate prices be impacted by falling stocks, if there is a recession what happens to real estate, interest rates, mortgage rates
In the past recessions, especially in 2008, just prior to the crash we saw a big pull back in luxury purchases. This was an early indicator of huge drops in real estate prices. Currently we are seeing a resounding change in luxury spending, does this mean luxury...
by Glen | Oct 2, 2023 | 2024 mortgage rates, Atlanta Hard Money, Atlanta Private Lending, Atlanta real estate trends, Bank failures, Colorado Hard Money, Colorado private lender, Denver Hard Money, Denver private Lending, Georgia hard money, Housing Price Trends / Information, if there is a recession what happens to real estate
After the demise of Silicon Valley Bank and Signature Bank in March, a study on the fragility of the U.S. banking system found that 186 more banks are at risk of failure even if only half of their uninsured depositors (uninsured depositors stand to lose a part...
