by Glen | Mar 10, 2025 | 2024 mortgage rates, 2025 mortgage rates, Atlanta Hard Money, Atlanta Private Lending, Colorado Hard Money, Colorado private lender, credit score, Denver Hard Money, Georgia hard money
Wow, look at the huge increases in credit scores over the last 15 years. This has occurred even as student debt, auto debt, and credit card debt have all surged. Has the US all the sudden become much more credit worthy or has something else changed? What does this...
by Glen | Feb 3, 2025 | 2024 mortgage rates, 2025 mortgage rates, 2025 real estate predictions, 90s real estate recession, Atlanta Hard Money, Atlanta Private Lending, Atlanta real estate trends, CO hard money, Colorado Hard Money, Colorado private lender, Denver Hard Money, Denver private Lending, Georgia hard money, Other Questions, Process/Loan Submittal, Program Details, Questions Regarding Fairview, Realtor, Underwriting/Valuation
Wow, 2024 was definitely a surprise, at the beginning of the year, there were huge predictions of a rapid decline in rates, fast forward to 2025 and now rates are actually rapidly increasing even after the federal reserve cut short term rates. Why are rates...
by Glen | Dec 2, 2024 | 2024 election real estate impacts, 2024 mortgage rates, 2025 real estate predictions, 90s real estate recession, Atlanta Hard Money, Atlanta Private Lending, Colorado Hard Money, Colorado private lender, commercial hard money, Commercial Lending valuation, commercial private lending, Denver Hard Money, Denver private Lending, General real estate financing information, Georgia hard money
There is a mantra being used in small/regional banks that is “survive until 2025”. In essence the theory is that rates will drop precipitously and basically “bail out” many banks’ portfolios. Banks are in turn pushing out maturity dates hoping for a market bail out....
by Glen | Nov 8, 2024 | 2024 election impact on real estate, 2024 election real estate impacts, 2024 mortgage rates, 2024 real estate predictions, 90s real estate recession, Atlanta Hard Money, Atlanta Private Lending, Atlanta real estate trends, CO hard money, Colorado Hard Money, Colorado private lender, Colorado ski lending, Colorado ski real estate, Denver Hard Money, Denver private Lending, Georgia hard money, hard money, Hard Money Lending, hard money loans
Regardless of how you voted, at the end of the day for real estate in particular, does the election of President Trump radically change the trajectory of real estate? What happens to real estate volumes? Will interest rates rise or fall? What happens to values? Why...
by Glen | Oct 7, 2024 | 2024 mortgage rates, 2024 real estate predictions, Atlanta Hard Money, Atlanta Private Lending, Atlanta real estate trends, Buy now Pay later impact on real estate, CO hard money, Colorado Hard Money, Denver Hard Money, Georgia hard money, Hard Money Lending, Housing Price Trends / Information, how will real estate prices be impacted by falling stocks, mortgage rates, Private Lending, Property Valuation
Consumer spending in the world’s largest economy has been so resilient in the face of stubbornly high inflation that economists and traders have had to repeatedly rip up their forecasts for slowing growth and interest-rate cuts. Is Phantom Debt driving consumer...
by Glen | Sep 18, 2024 | 2024 mortgage rates, 2024 real estate predictions, Atlanta Hard Money, Colorado Hard Money, Colorado private lender, Georgia hard money, interest rates, mortgage rates
The market was anticipating a much smaller cut by the federal reserve as inflation is still high and employment and spending is holding up. The odds were about 75% for a smaller cut, but the federal reserve definitely surprised with a much larger cut of half a...