Hard Money Blog

Will your neighborhood tank? Why I just sold

Will your neighborhood tank? Why I just sold

  Last week I wrote about the large increase in flips in Atlanta.  I was surprised that Atlanta was above its pre-recession peak.  This got me thinking about Denver.  In the Denver news today, it was reported that foreclosures recently increased for the first...

read more

What does Trumponomics mean for real estate?

With Trump's first work day today, what does the new Trump presidency mean for real estate?  Is Trump the “inflation president”? What does this mean for rates and real estate values?   Will commercial and residential real estate continue to soar?  Are certain markets...

read more
2017: the year of the moose; are you ready?

2017: the year of the moose; are you ready?

We’ve all heard the predictions for 2017, rates will be X, employment will be Y, the sky will be blue, but also might fall depending on 18 different variables from armchair economists.  What should you believe and what should you do?  I had a crash course in 2017...

read more
Will bulls or bears rule real estate in 2017

Will bulls or bears rule real estate in 2017

  2017 promises to be an interesting year for real estate investors.  Will the bulls continue to run rampant driving up prices or are the bears going to finally come out to play?  Although real estate is market specific (for example Detroit vs. Denver) there are...

read more

Happy Holidays: Are you ready for holiday travels?

I hope everyone has had a great 2016 and is looking forward to the new year.  I wanted to wish everyone safe travels for the holiday season.  Don’t forget before you head to the airport to remember your driver’s license. This brings me to the picture above.  A man in...

read more
Is the fed rate move really the biggest news?

Is the fed rate move really the biggest news?

The fed raised rates today?  Is this the real news?  As many have noticed, rates have taken off over the last 30 days driving up mortgage rates substantially.  What is really driving the rapid movement and what will happen in 2017.  There is one wild card that could...

read more
Close before elves are done

Close before elves are done

Many lenders are already talking about closings they are setting up for 2017?  ARE THEY CRAZY? What happened to the last month of 2016?  As the holidays are well upon us, many borrowers have asked: “Can you close my loan by year end?”. The answer is yes, WE CAN CLOSE...

read more
Think rates will stay low? Think Again

Think rates will stay low? Think Again

I’m a big believer in self reflection, and when I am wrong, coming out and saying it.  I wrote an article, let if float, where I, like pretty much everyone else in the industry, predicted rates would stay low.  Unfortunately, the last week has taught us that these...

read more
Happy Thanksgiving: conversation starter for Holiday

Happy Thanksgiving: conversation starter for Holiday

I wanted to wish everyone a Happy Thanksgiving.  I have enjoyed working with each of you over the past year and look forward to working together in the future.  With this year’s election, the dinner table is going to be quite interesting to say the least.  I wanted to...

read more
What can Great Clips teach you about real estate?

What can Great Clips teach you about real estate?

What does great clips have to do with real estate?  I went to get a haircut at great clips at 8 am on a Tuesday morning and the place was packed and yet a month earlier on the same date and time there wasn’t a single patron.  Why?  How can this pattern or lack thereof...

read more
What does a Trump victory mean to real estate & banking?

What does a Trump victory mean to real estate & banking?

Shares of Banks soared today as real estate took a little breather.  What does a trump presidency mean for the markets and mortgage/real estate professionals?  Is Trump the “inflation president”? What does this mean for rates and real estate values?  Let’s start with...

read more
Close before turkey gobbles

Close before turkey gobbles

Happy Fall.  Tired of the games of other lenders?  With other companies advertising they can close before the year end, at Fairview we can do better and close before the turkey even starts gobbling.  Our average close time is only 5-10 days and there are ZERO UP FRONT...

read more
Does your property have a spooky past?

Does your property have a spooky past?

It’s the Halloween season and time for haunted houses, ghosts, and goblins.  Like most people, I enjoy Halloween but definitely wouldn’t want to celebrate the holiday every day.  Unfortunately, unsuspecting buyers commonly purchase properties with a spooky past. Did...

read more
Will a realtor put you out of business?

Will a realtor put you out of business?

I saw a surprising announcement yesterday that the largest residential real estate company was starting a mortgage arm.  This mortgage arm will work closely with its realtors throughout the country to provide a “one stop shop” for home buyers.   What does this mean...

read more
Let it Float

Let it Float

Let it float! I’m talking about rates that is.  Why would anyone not lock in a mortgage at these historically low rates.  It is a foregone conclusion that rates will increase in December (more than 80% of economists feel a hike will occur: WSJ).  With such strong...

read more
Will the election impact real estate?

Will the election impact real estate?

How will the election impact real estate? So who won the debate last night?  Should you care?   Like most of you I’m still trying to understand what Rosy Odonell has to do with anything!  But, regardless of who won the debate last night or who was right or wrong, what...

read more
Close before leaves fall

Close before leaves fall

  Close before the leaves hit the ground on residential(investment) and commercial properties Happy Fall.  With other companies advertising they can close before the holidays, at Fairview we can do better and close before the leaves even fall.  Our average close...

read more
Fed says lending tightening: 5 tips to get funded

Fed says lending tightening: 5 tips to get funded

Commercial lending is tightening.  How do you get funded in a challenging market? All of us undoubtedly hear NO! hundreds of times a day especially in the real estate lending world.  With the various rules and regulations, it is more difficult than ever to get...

read more

Will Taco Bell Predict the Next Real Estate Crash?

Will taco bell predict the next real estate crash? What does a fast food restaurant like taco bell have to do with real estate?  Can the sales of taco bell predict the next crash?  What do sales at fast food restaurants mean for the general economy? What we found in...

read more
What is the Golden Rule for Mortgage Pros

What is the Golden Rule for Mortgage Pros

What is the # 1 one piece of advice for Mortgage professionals? I was recently speaking with a real estate agent and asked for their thoughts on a mortgage broker (I was refinancing my house conventionally) and he responded he would never use them again.  I had worked...

read more

How Brexit will impact you: 3 steps to take today

What does Brexit mean for you and real estate?   Last night’s historic vote for Britain to leave the EU is going to have some profound effects (if you are just waking and haven't seen the news: here is a Bloomberg article).  What does this mean for you and your...

read more
Will your neighborhood tank? Why I just sold

Will your neighborhood tank? Why I just sold

  Last week I wrote about the large increase in flips in Atlanta.  I was surprised that Atlanta was above its pre-recession peak.  This got me thinking about Denver.  In the Denver news today, it was reported that foreclosures recently increased for the first...

read more

What does Trumponomics mean for real estate?

With Trump's first work day today, what does the new Trump presidency mean for real estate?  Is Trump the “inflation president”? What does this mean for rates and real estate values?   Will commercial and residential real estate continue to soar?  Are certain markets...

read more
2017: the year of the moose; are you ready?

2017: the year of the moose; are you ready?

We’ve all heard the predictions for 2017, rates will be X, employment will be Y, the sky will be blue, but also might fall depending on 18 different variables from armchair economists.  What should you believe and what should you do?  I had a crash course in 2017...

read more
Will bulls or bears rule real estate in 2017

Will bulls or bears rule real estate in 2017

  2017 promises to be an interesting year for real estate investors.  Will the bulls continue to run rampant driving up prices or are the bears going to finally come out to play?  Although real estate is market specific (for example Detroit vs. Denver) there are...

read more

Happy Holidays: Are you ready for holiday travels?

I hope everyone has had a great 2016 and is looking forward to the new year.  I wanted to wish everyone safe travels for the holiday season.  Don’t forget before you head to the airport to remember your driver’s license. This brings me to the picture above.  A man in...

read more
Is the fed rate move really the biggest news?

Is the fed rate move really the biggest news?

The fed raised rates today?  Is this the real news?  As many have noticed, rates have taken off over the last 30 days driving up mortgage rates substantially.  What is really driving the rapid movement and what will happen in 2017.  There is one wild card that could...

read more
Close before elves are done

Close before elves are done

Many lenders are already talking about closings they are setting up for 2017?  ARE THEY CRAZY? What happened to the last month of 2016?  As the holidays are well upon us, many borrowers have asked: “Can you close my loan by year end?”. The answer is yes, WE CAN CLOSE...

read more
Think rates will stay low? Think Again

Think rates will stay low? Think Again

I’m a big believer in self reflection, and when I am wrong, coming out and saying it.  I wrote an article, let if float, where I, like pretty much everyone else in the industry, predicted rates would stay low.  Unfortunately, the last week has taught us that these...

read more
Happy Thanksgiving: conversation starter for Holiday

Happy Thanksgiving: conversation starter for Holiday

I wanted to wish everyone a Happy Thanksgiving.  I have enjoyed working with each of you over the past year and look forward to working together in the future.  With this year’s election, the dinner table is going to be quite interesting to say the least.  I wanted to...

read more
What can Great Clips teach you about real estate?

What can Great Clips teach you about real estate?

What does great clips have to do with real estate?  I went to get a haircut at great clips at 8 am on a Tuesday morning and the place was packed and yet a month earlier on the same date and time there wasn’t a single patron.  Why?  How can this pattern or lack thereof...

read more
What does a Trump victory mean to real estate & banking?

What does a Trump victory mean to real estate & banking?

Shares of Banks soared today as real estate took a little breather.  What does a trump presidency mean for the markets and mortgage/real estate professionals?  Is Trump the “inflation president”? What does this mean for rates and real estate values?  Let’s start with...

read more
Close before turkey gobbles

Close before turkey gobbles

Happy Fall.  Tired of the games of other lenders?  With other companies advertising they can close before the year end, at Fairview we can do better and close before the turkey even starts gobbling.  Our average close time is only 5-10 days and there are ZERO UP FRONT...

read more
Does your property have a spooky past?

Does your property have a spooky past?

It’s the Halloween season and time for haunted houses, ghosts, and goblins.  Like most people, I enjoy Halloween but definitely wouldn’t want to celebrate the holiday every day.  Unfortunately, unsuspecting buyers commonly purchase properties with a spooky past. Did...

read more
Will a realtor put you out of business?

Will a realtor put you out of business?

I saw a surprising announcement yesterday that the largest residential real estate company was starting a mortgage arm.  This mortgage arm will work closely with its realtors throughout the country to provide a “one stop shop” for home buyers.   What does this mean...

read more
Let it Float

Let it Float

Let it float! I’m talking about rates that is.  Why would anyone not lock in a mortgage at these historically low rates.  It is a foregone conclusion that rates will increase in December (more than 80% of economists feel a hike will occur: WSJ).  With such strong...

read more
Will the election impact real estate?

Will the election impact real estate?

How will the election impact real estate? So who won the debate last night?  Should you care?   Like most of you I’m still trying to understand what Rosy Odonell has to do with anything!  But, regardless of who won the debate last night or who was right or wrong, what...

read more
Close before leaves fall

Close before leaves fall

  Close before the leaves hit the ground on residential(investment) and commercial properties Happy Fall.  With other companies advertising they can close before the holidays, at Fairview we can do better and close before the leaves even fall.  Our average close...

read more
Fed says lending tightening: 5 tips to get funded

Fed says lending tightening: 5 tips to get funded

Commercial lending is tightening.  How do you get funded in a challenging market? All of us undoubtedly hear NO! hundreds of times a day especially in the real estate lending world.  With the various rules and regulations, it is more difficult than ever to get...

read more

Will Taco Bell Predict the Next Real Estate Crash?

Will taco bell predict the next real estate crash? What does a fast food restaurant like taco bell have to do with real estate?  Can the sales of taco bell predict the next crash?  What do sales at fast food restaurants mean for the general economy? What we found in...

read more
What is the Golden Rule for Mortgage Pros

What is the Golden Rule for Mortgage Pros

What is the # 1 one piece of advice for Mortgage professionals? I was recently speaking with a real estate agent and asked for their thoughts on a mortgage broker (I was refinancing my house conventionally) and he responded he would never use them again.  I had worked...

read more

How Brexit will impact you: 3 steps to take today

What does Brexit mean for you and real estate?   Last night’s historic vote for Britain to leave the EU is going to have some profound effects (if you are just waking and haven't seen the news: here is a Bloomberg article).  What does this mean for you and your...

read more

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