by Glen | Mar 10, 2025 | 2024 mortgage rates, 2025 mortgage rates, Atlanta Hard Money, Atlanta Private Lending, Colorado Hard Money, Colorado private lender, credit score, Denver Hard Money, Georgia hard money
Wow, look at the huge increases in credit scores over the last 15 years. This has occurred even as student debt, auto debt, and credit card debt have all surged. Has the US all the sudden become much more credit worthy or has something else changed? What does this...
by Glen | Feb 24, 2025 | 2025 real estate predictions, Atlanta Hard Money, Atlanta Private Lending, Atlanta real estate trends, Brokering Loans to Fairview, Closing, CO hard money, Colorado Hard Money, Denver Hard Money, Denver private Lending, Georgia hard money, Other Questions, Process/Loan Submittal, Program Details, Questions Regarding Fairview, Real Estate economic trends, Realtor, Underwriting/Valuation
Higher income consumers are showing signs of stress. Look at the chart above, from the peak in 2022 higher end consumers intent to spend has dropped almost 25%. What does the chart mean for real estate and the general economy? Why focus on higher end consumers?...
by Glen | Feb 17, 2025 | Atlanta Hard Money, Brokering Loans to Fairview, Closing, Colorado Hard Money, commercial hard money, commercial private lending, commercial property trends, Denver Hard Money, Georgia hard money, Other Questions, Process/Loan Submittal, Program Details, Questions Regarding Fairview, Realtor, Underwriting/Valuation
The bank mantra over the last 3 years has been survive until 2025. 2025 is when bankers were predicting a sharp decline in rates that would ultimately bail out the beleaguered commercial property market. Here we are at the dawn of 2025 and 10 year treasuries and...
by Glen | Feb 10, 2025 | Atlanta Hard Money, Atlanta Private Lending, Brokering Loans to Fairview, Closing, Colorado Hard Money, Colorado private lender, Denver private Lending, Georgia hard money, Government Bailout, Housing Price Trends / Information, Housing shortage, Other Questions, Process/Loan Submittal, Program Details, Property Insurance, property taxes, Property Valuation, Questions Regarding Fairview, Underwriting/Valuation
I took the pic above of a house after a small fire in CO. I’m amazed the house had made it. Unfortunately thousands of property owners in LA are not as lucky. The recent fires in LA are estimated to cost upwards of 50 billion making it one of the costliest...
by Glen | Feb 3, 2025 | 2024 mortgage rates, 2025 mortgage rates, 2025 real estate predictions, 90s real estate recession, Atlanta Hard Money, Atlanta Private Lending, Atlanta real estate trends, CO hard money, Colorado Hard Money, Colorado private lender, Denver Hard Money, Denver private Lending, Georgia hard money, Other Questions, Process/Loan Submittal, Program Details, Questions Regarding Fairview, Realtor, Underwriting/Valuation
Wow, 2024 was definitely a surprise, at the beginning of the year, there were huge predictions of a rapid decline in rates, fast forward to 2025 and now rates are actually rapidly increasing even after the federal reserve cut short term rates. Why are rates...
