Georgia Hard Money Lender
Fairview Commercial Lending is a privately funded Georgia Hard Money lender with its headquarters in Atlanta, Georgia (Sandy Springs). We offer hard money/ private money / Bridge loans on real estate throughout Georgia. One of the partners is 5th generation native of Atlanta, Georgia and the partners have over 100 years of Georgia commercial and residential real estate lending experience and have been lending since 1975. This depth of knowledge and experience allows us to fund loans quickly throughout Georgia that many others would never consider. We also have the ability to fund Bridge loans/ private money loans as small as 50k due to our local presence and knowledge of the intricacies of the Atlanta market and markets throughout the state of Georgia.
Our Model:
Fairview is unique in its hard money funding. We lend our own money and do not require upfront fees or appraisals like other lenders. We live and work in Atlanta, Georgia (Sandy Springs, GA) and understand the markets intimately so we can make fast decisions and close the loan quickly. We are able to structure loans as long as ten years depending on the borrower’s needs. Fairview is able to lend on both residential properties (investment properties only) and commercial properties without the drama of a traditional lender. When time is of the essence Fairview is the answer for fast easy funding.
We can help the following borrowers with their Atlanta Georgia hard money needs:
- Need cash quickly for whatever reason
- Business cash flow issues
- Working capital
- Bridge loans
- Foreclosures
- Tax liens
- Judgments
- Credit Challenges
- Mortgage lates
- Debt Consolidation
- No tax returns
- Foreign nationals
- Various other situations where time is of the essence
Why use Fairview Lending for your hard money needs
- No upfront fees
- Receive an honest answer quickly
- Quick closings with no hidden fees
- True lender based in Atlanta that lends its own funds and makes decisions in house without loan committees
- All underwriting and lending decisions made in house
- Structure loans to fit the uniqueness of each transaction
- Local expertise: we understand various submarkets throughout Georgia: Atlanta, Savannah, Athens, and everywhere in between
Recently closed Georgia Hard Money Transactions
- $550K Apartment Refinance – Atlanta, GA
- $2.05M Refinance, Vacant Retail Building – Atlanta, GA
- $450K Refinance, Owner Occupied retail building- Roswell, GA
- $825K Refinance, Free Standing Warehouse- Savannah, GA
- $325K Refinance, Free Standing medical building- Sandy Springs, GA
- $450k Refinance, Owner Occupied office- Athens, GA
- $250k Purchase, Residential investment property/Rental – Sandy Springs, GA
- $550k Refinance, Rental home- Dunwoody, GA
Below are the highlights of our Georgia Hard Money / Private Money program
Georgia Hard Money Lending Guidelines | |
|---|---|
| Types of Collateral | Residential Investment properties (no primary) and Commercial properties (Office, retail, light industrial, multifamily, mixed use, etc.) |
| Areas | We cover the entire state of Georgia with an emphasis on the Atlanta metro area and north along with Savannah. |
| Minimum credit scores | No minimum credit score, true asset based lender focusing on the loan collateral. |
| Required documentation | No Doc loans: We underwrite our loans on the real estate asset as opposed to the borrower |
| Upfront fees | No upfront fees, appraisals, etc… |
| Appraisals | All underwriting is done in house by our seasoned real estate experts so no appraisal is required |
| Loan To Value | Up to 55% on the value of the property (on a purchase, we lend off the purchase price of the property) |
| Loan Term | Up to 10 years |
| Time to receive loan money | 5 – 10 days |
Contact our Atlanta, Georgia office directly: (404) 634.1270
Our Atlanta, Georgia office is located at:
148 Hammond Dr
Sandy Springs, Ga 30328