With all the doom and gloom in the economy, Fairview is still making hard money loans in Denver and throughout Colorado.  Below are some of the recently closed Colorado hard money transactions:

Estes Park, CO hard money:

·         Non-owner single family home owned free and clear

·         Borrower’s credit impaired

·         Borrower needed funds quickly for another transaction

Denver Colorado Hard Money

·         Non-owner single family home listed for sale

·         Property had little debt on it

·         Borrower in process of buying another property and needed cash

Vail Colorado Hard Money

·         Owner occupied office building

·         Borrower not current with the bank

·         Needed cash to pay off bank and take care of other expenses

What properties can Fairview make a hard money loan on in Colorado?

Non owner occupied single family home and income producing commercial properties (office, retail, and light industrial properties)

How can I learn more about Colorado hard money lending & Denver Hard Money Lending?

Fairview has multiple websites with an abundance of information on Colorado hard money loans and Colorado hard money lenders: www.cohardmoney.com

What areas can Fairview make loans in Colorado?

Fairview is a local Denver Hard Money Lender and Colorado hard money lender.  We have made hard money loans throughout the state including: Vail, Aspen, Basalt, Carbondale, Glenwood Springs, Montrose, Grand Junction, Pueblo, Colorado Spring, Fort Collins, Denver, Evergreen, Conifer, and everywhere in between.  Since we are local Colorado hard money lenders, we understand the various markets / submarkets throughout Denver and the state of Colorado.  Call us locally to discuss your next Colorado hard money transaction: 303..459…6061

www.fairviewlending.com : General information on hard money lenders; hard money questions, and hard money information

www.cohardmoney.com: Denver Colorado hard money lenders and information about hard money lending in both Denver and throughout Colorado

www.georgiahardmoney.com: Atlanta Georgia hard money lenders and information about hard money lending in the Atlanta metro area

As I’m sure you have heard conventional lenders are not lending to most borrowers for various reasons.  To get a conventional loan borrowers have to jump through many more hoops for a very straightforward loan.  If a borrower cannot fully show their income there is no hope with a conventional lender.  For example if someone were self employed they can almost forget a conventional loan.  What is a borrower to do that is financially capable of a loan?

Hard Money Lenders:

Hard Money lenders are no longer the lenders of last resort.  They are one of the few groups with cash available to lend.  A hard money lender, since they are typically not banks, has the capability to do loans that conventional lenders no longer can fund.

How is Fairview different than other hard money lenders?

Hard Money lending is the wild west of lending.  It is largely unregulated so borrowers & brokers need to beware.  Many hard money lenders charge up front fees and basically make a large portion of their profit on these fees.  Fairview is different;   Fairview never charges upfront fees or other due diligence fees prior to loan commitment.  Fairview strictly lends its own money so when you call you talk directly to the lender.

How can I learn more about hard money lending?

Fairview has multiple websites with an abundance of information on hard money loans and hard money lenders:

www.fairviewlending.com : General information on hard money lenders; hard money questions, and hard money information

www.cohardmoney.com: Denver Colorado hard money lenders

www.georgiahardmoney.com: Atlanta Georgia hard money lenders

I am commonly asked how does a borrower go about selecting a hard money lender?  This can be a tricky task in today’s economy.  There are many folks on the internet claiming to be hard money lenders that are actually brokers or loan arrangers.  The questions to ask are as follows:

1)      Do you fund with your own capital?  Fairview strictly lends its own money

2)      Are there upfront fees?  Fairview does not charge any fees prior to commitment

3)      Have there been complaints against the lender?  Google the lenders name and see what comes up, look at various message boards, etc…

4)      Does the lender actually fund loans?  Talk with the lender and ask them about their recent fundings

5)      Can you talk with the decision makers?  Fairview makes all decisions in house and performs its own property inspections

6)      Does the deal sound too good to be true?  Do you for example have a 580 credit and a lender offering you a 3% non-recourse loan?

Fairview Lending is a direct hard money lender.  There are no upfront fees or games.  We strictly lend our own money and close loans quickly.  More information can be found at www.fairviewlending.com.  For Denver and Colorado hard money: www.cohardmoney.com for Atlanta hard money www.Georgiahardmoney.com

There was an interesting article in the Wall Street Journal (www.wsj.com ) regarding mortgage brokers / Loan arrangers.  In this article the author discussed a drastic rise in the fees that borrowers were being taken for without actually getting a loan.  Within the lending industry this is a huge problem where a handful or lenders, brokers, loan arrangers, etc… promise the moon to folks and take their money without producing results.

Fortunately Fairview is different.  Fairview is a direct hard money lender that funds its own loans, underwrites its own loans, and services the closed loan.  There are no upfront fees for Fairview to evaluate a loan and let the borrower/broker know whether the transaction will fit into our hard money lending guidelines.

As a borrower, how do you protect yourself?  First Google the broker/loan arranger/lender to see what comes up (i.e. lawsuits, negative postings, etc…).  Second, call the lender directly to ask about their programs.  Finally, if a transaction smells to good (borrower has a 500 credit and is promised a 3% interest rate) then it likely is too good to be true.

Fairview Commercial Lending is a direct hard money / private money lender.  We have offices in Georgia (www.georgiahardmoney.com) as well as in Colorado (www.cohardmoney.com).  We never charge any upfront fees and guarantee an honest answer quickly.  Fairview also services loans for both our own portfolio and others (www.fairviewservicing.com) and can be reached at 404.634.1270 or http://www.fairviewlending.com/contact.htm

Fairview is a direct wholesale hard money lender.  We strictly make hard money loans.  Fairview will always give an honest yes or no answer quickly with no fees prior to commitment.  Fairview Lending is focusing its hard money lending efforts on the following markets: CO, IL, GA, and MT.  Fairview can close your hard money transaction quickly with no upfront fees.  For details on Atlanta hard money please visit www.georgiahardmoney.com.  For details on Denver hard money and Colorado hard money please visit: www.cohardmoney.com.  For details on IL and MT hard money please visit www.fairviewlending.com. 

Due to the overwhelming response from our no fee promotion in April, the offer has been extended through May.  During the month of May, there are no inspection/appraisal fees on any Atlanta hard money transactions or Denver Hard money transactions.  Many Atlanta and Denver lenders require exorbitant fees for appraisals and Inspections.  Fortunately Fairview is not one of these lenders.  There are No inspection or appraisal fees on any hard money transaction during the month of May.  This includes small balance commercial loans along with non owner occupied residential properties.  Since Fairview is local, we can close your Atlanta hard money and Denver hard money loans quickly.  Call us today:  404.475.5869 or 303.459.6061 or e-mail: info@fairviewlending.com.  The Fairview team looks forward to closing your next hard money transaction.

More information can be found at www.georgiahardmoney.com and www.cohardmoney.com

Due to the overwhelming response from our no fee promotion in March, the offer has been extended through April.  During the month of April, there are no inspection/appraisal fees on any Atlanta hard money transactions or Denver Hard money transactions.  Many Atlanta  and Denver lenders require exorbitant fees for appraisals and Inspections.  Fortunately Fairview is not one of these lenders.  There are No inspection or appraisal fees on any hard money transaction during the month of April.  This includes small balance commercial loans along with non owner occupied residential properties.  Since Fairview is local, we can close your Atlanta hard money and Denver hard money loans quickly.  Call us today:  404.475.5869 or 303.459.6061 or e-mail: info@fairviewlending.com.

More information can be found at www.georgiahardmoney.com and www.cohardmoney.com

Fairview is still lending on all of your Chicago Hard Money loans.  Below are some recently funded Chicago Hard money transactions.

1)      Lyons Hard Money: Light Industrial

·         Borrower owned property free and clear

·         Borrower needed quick cash for working capital

·         Borrower self employed and needed to tap equity in property

2)      Batavia hard money Light Industrial

·         Borrower needed cash quick

·         Borrower self employed and lived out of state

·         Borrower’s credit below 550

3)      Countryside hard money warehouse

·         Borrower’s business not operating to fullest potential

·         Borrower had a free standing commercial property that his business occupied

·         Borrower’s credit  impaired and borrower had a number of outstanding credit card bills that needed to be resolved

Fairview is a direct lender funding hard money loans in both Chicago and throughout the Chicago metro area.  We can fund commercial properties both in Chicago and throughout the suburbs of Chicago.  We have funded hundreds of Chicago hard money transactions and look forward to funding your next Chicago hard money transaction.  We are experts in the various markets and submarkets throughout the Chicago metro area including, Oak Park, Oak Brook, Lyons, Batavia, Countryside and everywhere in between.  We are experts in Chicago hard money and look forward to handling all of your Chicago Hard money needs.  Call us today at 303.459.6061 to discuss your Chicago hard money transaction.  Also please visit: www.fairviewlending.com for more details on our programs.

Due to the overwhelming success of our no Appraisal/Inspection fee initiative in March, Fairview has extended the offer through April in Denver and the Atlanta Metro Area.  During the month of April, there are no inspection/appraisal fees on any Denver Hard Money or Atlanta Hard Money transactions.  Details on our Denver Hard Money transactions can be found at www.cohardmoney.com and for Atlanta Hard Money www.GeorgiaHardMoney.com .

Fairview is a direct lender funding hard money loans in both Atlanta, Denver and throughout Colorado.  We can fund both non-owner single family homes as well as commercial.  We have funded hundreds of Atlanta hard money transactions and Denver Hard Money transactions.  We look forward to funding your next hard money transaction.  Call us today for Atlanta Hard Money: (404) 475 5869 or for Denver hard money and Colorado Hard Money (303) 459 6061 to discuss your transaction directly with the lender.  We have offices in both Denver and Atlanta to support all of your hard money needs in Denver and Atlanta.

Has your bank called your loan?  Have you been turned down for a real estate loan?  Are you in need of cash for working capital?  Are you tired of jumping through the hoops of a bank?  Are you frustrated with upfront fees?  Are you sick of getting the run around from your lender?

If you answered yes to any of the questions above, Fairview can help.  We are a direct lender with no upfront fees.  We have closed hundreds of hard money loans in Chicago and can provide an honest answer fast.  Call your direct Chicago hard money lender today to discuss your transaction and get your loan closed fast.

Fairview is a direct lender funding hard money loans in both Chicago and throughout the Chicago metro area.  We can fund commercial properties both in Chicago and throughout the suburbs of Chicago.  We have funded hundreds of Chicago hard money transactions and look forward to funding your next Chicago hard money transaction.  We are experts in the various markets and submarkets throughout the Chicago metro area including, Oak Park, Oak Brook, Lyons, Batavia, Countryside and everywhere in between.  We are experts in Chicago hard money and look forward to handling  all of your Chicago Hard money needs.  Call us today at 303.459.6061 to discuss your Chicago hard money transaction.  Also please visit: www.fairviewlending.com for more details on our programs.

                Fairview is a direct Denver hard money lender and a direct Atlanta hard money lender.  All we do is hard money lending and can close loans quick.  There are never any appraisals or BS fees that other lenders charge.  You can call us directly and actually speak to a decision maker today.  In Colorado please call 303.459.6061 and in Atlanta 404.475.5869 or e-mail us at info@fairviewlending.com.